Category: Lifestyle

The Single Woman’s Guide to Retirement, Jan Cullinane

The Single Woman's Guide to Retirement, Jan Cullinane
The Single Woman’s Guide to Retirement by Jan Cullinane explains the challenges of retired or pre-retired life, from managing your finances to staying healthy in body, mind, and spirit, coping with divorce, and even on the lookout for love or work, the book covers the problems that really matter to you.

Whether or not you’re on the lookout for a retirement home or planning a cruise, this book is filled with particular details to assist take the guesswork out of retirement. Author and retirement expert Jan Cullinane has gathered real-life stories from girls just like you to illustrate your options and provide you with contemporary new concepts about the right way to profit from your retirement years.

Jan Cullinane has written the essential software for single girls approaching retirement. Her sensible information covers every angle-from when to retire, what to do, and the way to discover single-pleasant places to tips on managing money. The wealth of sensible details and helpful tips turns retirement anxiety into confident anticipation.

Single ladies are probably the most prudent investors. One study showed single women earned 2.3 % greater returns than did single men. Compared to males, women make fewer overall investing errors and usually tend to get help from a financial skilled, save a bit more out of their paychecks, ask extra questions, and do more research.

It’s a motivator for single mature girls to make selections so their second half of life will be the best part of life. It affords blueprint for a satisfying and successful second half of life.

The Single Woman’s Guide to Retirement [Paperback]

Jan Cullinane
Wiley; 1 edition (October 9, 2012)
320 pages

More details about this book

or

Download The Single Woman’s Guide to Retirement PDF Ebook

Introduction to Catering: Ingredients for Success

Introduction to Catering: Ingredients for Success
Introduction to Catering: Ingredients for Success, by Stephen B. Shiring contains informative anecdotes and vignettes that allow readers to be taught from the errors of others. This worthwhile resource is a crucial tool that aspiring caterers will wish to maintain handy for simple reference.

College students will apply knowledge introduced within the text to create, modify, and build efficient recipes and menu plans for various clientele, features, and theme events. Important security, preparation, and food dealing with laws are reinforced via each group and individual activities.

Introduction to Catering: Ingredients for Success is written by three food service professionals who share their secrets and techniques to profitable catering. The authors emphasize the significance of changing into an environment friendly and effective caterer. They share the ideas and methods that distinguish the novice from the professional. The text’s unique format engages and actively entails students. An instructor’s guide, student workbook, and Energy Point presentation slides accompany the text.

For any profitable catering event, this text discusses comfy seating or standing. To set up a banquet room properly, the following ideas should be included: symmetry, stability, safety, fire code, aptitude, neatness and a focus to details.

It is suggested text for college kids in food service, sharing ideas and tips that distinguish the novice from the skilled caterer. Early chapters cover kinds of catering, the catering market, and creating a customer base. Later chapters cover elements of the catering operation, similar to management, operations, equipment, and legal issues, and take a look at software of whole high quality management.

Introduction to Catering: Ingredients for Success [Paperback]

Stephen B. Shiring
Delmar Cengage Learning; 1 edition (December 20, 2000)
416 pages

More details about this book

or

Download Introduction to Catering: Ingredients for Success PDF Ebook

Enhancing Professional Practice: A Framework for Teaching

Enhancing Professional Practice: A Framework for Teaching
Enhancing Professional Practice: A Framework for Teaching 2nd Edition, by Charlotte Danielson offers full basis of a school’s or district’s recruitment and hiring, mentoring, coaching, professional development, and instructor analysis processes, thus linking all these activities together and helping teachers become more thoughtful practitioners.

The framework for educating is a analysis-primarily based set of parts of instruction which are grounded in a constructivist view of learning and teaching. The framework may be used for many functions, but its full value is realized as the muse for professional conversations amongst practitioners as they search to boost their talent in the complex job of teaching.

The actions lecturers can take to improve student studying are clearly identified and fall beneath four domains of teaching accountability: Planning and Preparation, the Faculty Surroundings, Instruction, and Professional Responsibilities. Inside the domains are 22 components and seventy six descriptive elements that further refine our understanding of what instructing is all about. The framework defines 4 levels of performance–Unsatisfactory, Fundamental, Proficient, and Distinguished–for every element, offering worthwhile software that every one academics can use.

Enhancing Professional Practice: A Framework for Teaching 2nd Edition has been revised and updated and likewise contains frameworks for school specialists, corresponding to faculty nurses, counselors, library and media specialists, and educational coaches. Complete, clear, and applicable to educating throughout the Ok-12 spectrum, the framework for educating described on this book is based on the PRAXIS III: Classroom Efficiency Assessment criteria developed by Instructional Testing Service and is compatible with INTASC standards.

This text consists of frameworks for a bunch of schooling specialists, including college nurses, counselors, and psychologists. These specialists work carefully with lecturers and directors, and all work collectively for the benefit of the students, because the expanded frameworks in Chapter 5 describe.

Enhancing Professional Practice: A Framework for Teaching [Paperback]

Charlotte Danielson
Association for Supervision & Curriculum Development; 2 edition (March 1, 2007)
200 pages

More details about this book…

or

Download Enhancing Professional Practice: A Framework for Teaching 2nd Edition PDF Ebook

How to Get Small Business Funding

There are several options for whoever seeking funding for small business. To find the type of financing that is right for you, you should consider the type of small business you have and what resources will be used, particularly if you need funding for new business. Before you even think about going to a lender or bank, you must determine how you will use the money effectively to grow your small business or start up your business.

Different companies provide different loans types of small business funding. To find out what type of loan you need, you should determine about your business. First, ask if you are able to assume all risks for your business, or if you want someone else to help you. With the support of the company on its own, could eventually lose part of your assets, but if you’re an investor, to get money, even if some want to control your business.

The second question is whether you need the money for current expenses or assets. If you invest in assets such as equipment and property, you can create a lease. It is much easier than buying everything at once. Operating cash harder to come back to make sure you have a good business plan in the first place.

Whenever have answered the questions above, you can determine what type of financing need. Whatever kind of business you have, and ho to start your own way on your own initiative. If possible, you should try to get small business funding from friends, relatives and family. Sometimes it is not just an option.

If you’re not afraid about the assets, the banks will provide you the credit you want to finance your small business, but if you do not pay them back, they can pick yours, such as your home. If you’re ready to manage this risk of the small business loans, you will be able to enjoy ownership of your business. The safest and most logical to fund your small business is to get a loan to companies, those provide unsecured loans without guarantees.

If you need a lot of money for funding your small business, and you do not want your personal property becomes guarantee. There is other options, though it would be difficult to convince the banks to lend you money. One of these options is get the attention from donors or private investors. They will give you money, but they hope to make a return to the bottom of the road.

If your small business correlates on equipment, vehicles, computers and appliances, you may be able to get it from the supplier to establish a lease with you. You can not make payment before the end of the month when you have enough money to do so.
to finance new businesses.

Virginia Rometty, New IBM CEO 2012 : Profile and Salary

Virginia Rometty, New IBM CEO

Virginia Rometty, New IBM CEO


Who is Virginia Rometty and how much are her salary? People may seek for Virginia Rometty profil on Wiki after announcement of IBM’s board of directors, said that Virginia M. Rometty will be taking over as CEO of the company on January 2, 2012.

Virginia Rometty Profile

According to IBM Press Release, Ginni Rometty is senior vice president and group executive, IBM Marketing and advertising and Method. She holds a Bachelor of Science diploma with high honors in personal computer science and electrical engineering from Northwestern University.

Previously, Ms. Rometty was the senior vice president, IBM Worldwide Organization Services. Other roles in IBM’s Services small business integrated common supervisor of IBM International Solutions, Americas, exactly where she was accountable for strategic leadership, functions and consumer relationships.

Before becoming a member of IBM Global Solutions, Ms. Rometty was general manager of IBM’s Worldwide Insurance coverage and Economic Services Sector, where she led IBM’s home business method for your throughout the world insurance coverage market, with responsibility for marketing and advertising, gross sales and consulting. Ms. Rometty studies to the IBM Chairman, and serves on his international Performance Team and IBM’s Integration and Values Group.

Virginia Rometty Salary

So how much will Virginia Rometty get after named as IBM CEO then? It is reported that Sam Palmisano, current IBM CEO got a pay package of $21.2 million per year. It includes base salary, bonuses and compensation.

Spreadsheet Modeling & Decision Analysis 6th Edition

Spreadsheet Modeling & Decision Analysis 6th Edition
Spreadsheet Modeling & Decision Analysis: A Practical Introduction to Management Science 6th edition, by Cliff T. Ragsdale offers instruction in essentially the most generally used management science strategies and reveals how these tools can be implemented using Microsoft Office Excel 2010. Creator supplies adequate technical depth, together with algebraic modeling, in all of the subjects we educate (linear programming, determination analysis, queuing fashions, simulation, and forecasting).

The text is well written with a wide range of issues (simple to very difficult) from quite a lot of applications. It supplies succinct instruction in probably the most commonly used management science strategies and exhibits how these instruments may be carried out using essentially the most current model of Excel for Windows.

Spreadsheet Modeling & Decision Analysis 6th edition additionally focuses on developing both algebraic and spreadsheet modeling skills. Risk Solver Platform replaces Crystal Ball in the sixth edition. Threat Solver Platform contains all the capabilities of Threat Solver for threat analysis and Monte Carlo simulation, all the capabilities of Premium solver Platform for optimization, and new capabilities for locating strong optimum decisions utilizing simulation, optimization, stochastic programming, and sturdy optimization methods.

Up to date content displays Microsoft Workplace Excel 2010, offering your students with the most present data for dealing with key management science determination making. Algebraic formulations and spreadsheets are used aspect-by-facet to assist develop conceptual pondering skills. Step-by-step instructions and numerous annotated screenshots make examples simple to follow and understand. Emphasis is positioned on model formulation and interpretation fairly than on algorithms.

This book contains all the capabilities of Threat Solver for danger analysis and Monte Carlo simulation, all the capabilities of Premium solver Platform for optimization, and new capabilities for finding sturdy optimal choices using simulation, optimization, stochastic programming, and robust optimization methods.

Spreadsheet Modeling & Decision Analysis: A Practical Introduction to Management Science (with Essential Resources Printed Access Card)

Cliff T. Ragsdale
South-Western College Pub; 6 edition
792 pages

More details about this book

or

Download Spreadsheet Modeling & Decision Analysis 6th Edition PDF Ebook

Guide to Financial Markets 5th Edition, Marc Levinson

Guide to Financial Markets 5th Edition, Marc Levinson
Guide to Financial Markets 5th edition, The Economist by Marc Levinson deals with the newest developments in financial instruments and supplies transparent and incisive information to this increasingly complex world. Recent market turbulence makes it abundantly clear how necessary it’s to understand the key markets. This book is the definitive guide to why different markets exist, how they operate, and how they are interrelated.

Financial markets have been round ever since people settled down to rising crops and buying and selling them with each other. They take many various types and function in many different ways. However all of them, whether or not highly organized, just like the New York Stock Trade, or highly informal, like money-changers in Africa, serve the same primary functions, which vary from providing a manner of setting costs and valuing property, via raising capital or investing it, to managing publicity to risk.

With chapters on the markets that take care of money, overseas trade, equities, bonds, commodities, futures, options, and other derivatives, Guide to Financial Markets 5th edition seems at why these markets exist, how they work, and who trades in them, and gives a rundown of the factors that affect costs and rates.

It offers a transparent explanation of the totally different markets. It goes effectively beyond stocks and bonds to elucidate the needs and makes use of fairness futures and choices and improvements such because the credit score derivatives that may assist handle danger but also can show toxic when not used carefully. And so for anybody who needs a very good understanding of why markets matter, international mounted-income markets, international-change markets, equity and money markets.

Guide to Financial Markets (The Economist)

Marc Levinson
Bloomberg Press; 5 edition
250 pages

More details about this book

or

Download Guide to Financial Markets PDF

Global Logistics and Supply Chain Management 2nd Edition

Global Logistics and Supply Chain Management 2nd Edition
Global Logistics and Supply Chain Management 2nd Edition, by John Mangan, Chandra Lalwani, Tim Butcher and Roya Javadpour provides essential reading for students studying SCM and logistics. Encompassing each sensible and strategic view, it additionally takes a truly global perspective, recognizing the transnational nature of logistics activities in the present day’s world.

The four authors bring a wealth of experience and data from their careers which up to now have spanned Europe, the US, Asia and Australia. As well as the book advantages from chapter and case contributions from 27 authors (both from trade and from academia) located throughout the globe.

Key options of this new and extended second version embody 19 up-to-date chapters on all features of logistics and SCM, including coverage of rising and important subjects similar to service supply chains, security, sustainability, and supply chain vulnerability. Furthermore, it aims to offer a definition that’s intelligible irrespective of the practical background, enterprise sector or geographical location of the practitioner.

Global Logistics and Supply Chain Management 2nd Edition provides simple and clear introduction to key quantitative methods that may be utilized to logistics similar to simulation and modeling. 13 international case studies are introduced, on various topics reminiscent of commodity logistics and extraterrestrial supply chain networks, for example key ideas and lengthen learning.

This text focuses on the achievement of competitiveness by means of the effective utility of contemporary SCM and logistics thinking. The fact that failing to implement applicable change inevitably results in a decline in the relative competitive energy of organizations underpins the main target of the constituent chapters. . In a rapidly altering economic and business environment innovation is the important thing to making sure that aggressive power is sustained and built upon.

Global Logistics and Supply Chain Management [Paperback]

John Mangan, Chandra Lalwani, Tim Butcher and Roya Javadpour
Wiley; 2 edition (November 15, 2011)
446 pages

More details about this book

or

Download Global Logistics and Supply Chain Management 2nd Edition PDF Ebook

Tools & Techniques of Financial Planning 9th Edition

Tools & Techniques of Financial Planning 9th Edition
Tools & Techniques of Financial Planning 9th edition, by Michael S. Jackson, Robert J., Jr. Doyle and Martin J. Satinsky delivers probably the most current and essential strategies. This book offers emphasis on money circulation management inside personal financial planning. Entire chapters dedicated to an in-depth overview of all major financial planning.

This book is right for all students and professionals who should master the basics of monetary planning. In at this time’s consistently altering market, keep up-to-date on the newest products, tax laws and laws, and best practices with this book.

Steps and instruments within the financial planning process in addition to in-depth evaluations of the assorted strategies in today s market with emphasis on money-move management within personal monetary planning, and expanded discussions on particular wants trusts and identity theft protections, reverse mortgages, and discovering methods for training planning.

Tools & Techniques of Financial Planning 9th edition presents coverage on the influence of the market downturn and unsure financial occasions on monetary planning and the way it has changed. Dialogue of deductible losses from Conventional and Roth IRAs, Part 529 Plans, and ESAs is described in details with tax-favored funding provisions, grants, loans, expected family contributions, and other faculty quantities updated.

This book evaluates fashionable trusts, reminiscent of grantor trusts, charitable trusts, and marital/bypass trusts. Implications of transfers of property between spouses associated to divorce, and dialogue of what’s regarded as marital for divorce purposes.

Students will access common steps/instruments in the monetary planning process as well as in-depth critiques of the assorted strategies in right now’s market. Case Appendix consists of seven full-size case studies for immediate utility with critical analysis.

Tools and Techniques of Financial Planning

Michael S. Jackson, Robert J., Jr. Doyle and Martin J. Satinsky
National Underwriter Company; 9 edition
504 pages

More details about this book…

or

Download Tools & Techniques of Financial Planning 9th Edition PDF Ebook

Running a Successful Construction Company, Gerstel

Running a Successful Construction Company
Running a Successful Construction Company book, by David Gerstel reviews highly regarded and productive construction operation for remodeling new construction. To start small business is often daunting towards the builder whose knowledge is inside the hands on operation, finance or regulation.

This book assists visitors to demystify the day-to-day challenges that contractors encounter. It really is acknowledged as the top book in its area. It contains fifty color images and drawings. Writer addresses the management issues facing small-volume builders better than this book. He addresses the basics in a way that is certainly both educational and entertaining.

Running a Successful Construction Company explains a lot of aspects with the organization and just how issues ought to be completed to make sure profitability and longevity. Most people who start out construction organizations get started out as construction employees who get chance. They’re normally brilliant at constructing, but absence training inside the small business factor of running a company.

This book explains the business end in the construction industry. The subjects incorporate the logistics of bidding, tracking costs, labor costs, time sheets, attracts, and all kinds of other items the people not acquainted with the business could have difficulties with the initially go spherical. It assists you to determine all of the small things which you might neglect when attempting to figure out expenditures and incomes.

Running a Successful Construction Company

David Gerstel
Taunton Press; Rev Upd edition
265 pages

More details about this book

or

Download Running a Successful Construction Company PDF

Small Business Books and Plans